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Get up to 2.50% APY today— tomorrow will thank you.

Get paid up to 2 days early*, pay no account fees or overdraft fees^, and cash in on up to $300 when you sign up and set up direct deposit.

Create an Account

Bank where life takes you

Accounts and services that help make it easier to manage your money

Explore your credit and borrowing options

Tips to help build your credit and manage your debt

Credit Cards

Finally. A credit card that lets you earn points on rent and more.

Online Savings Account

Save an average of 2x more. We designed our smart tools to help you save more on average when you open a Miller Moore Finance Account.

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About Us

We’ve got resources to help you reach your goals.

Our Vision

Our commitment to our customers has been at the core of who we are for 50 years. We’re relentlessly focused on “Doing it Right” and being a trusted financial services provider to our consumer, commercial, and corporate customers.

Core Values

Our values shape our culture and drive our success. Delivering on our commitment requires us to work with integrity, be accountable to one another and LEAD in the workplace – and in the community. That's what it means to bank with iCapital Finance.

Our Commitment

We’re creating financial services that actually serve. Our teammates are committed to developing award-winning technology, services that make your life easier, products that are never status quo and diverse thinking that inspires new ideas.

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Services

When we see an opportunity, our team collaborates with clients to respond quickly and confidently.

Loans

Enrolling in our MMF Lending online experience puts you in control of your personal loan management. Our easy-to-navigate online experience allows you to manage multiple loans in one place, stay on track with payments, and review account details.

Investing/Retirement

Whether you’re new to investing, an experienced trader, or somewhere in between, we offer investment choices with some of the lowest commissions in the industry.

Online Banking

Unlimited deposits and withdrawals as well as access to bill pay and Zelle®, checks, and debit cards.

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Why Choose Us?

We are giving you the best services

Get Started

No sneaky fees or minimums for account opening.

When you bank with us, don’t expect any monthly maintenance fees or minimum balance requirements for account opening.

24/7 support.

We’re here when you need us. Call, chat, or email us any time. A real person is always available to help, day or night.

Experience better banking for yourself.

It only takes a 5 minutes to open an account.

1

Find the right account for you.

Tell us a little bit about your financial goals and we’ll recommend the best account options.

2

Open the account online.

Simply answer a few questions and we’ll get you set up with your new account.

3

Fund Account

Fund your new online account

4

Enjoy our award-winning experience.

Get online access right away and start exploring all we have to offer. It’s time to reach those goals.

Fixed Deposit Scheme

Efforts are our rewards are yours!

FDR
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Platinum

18%/ 30 Days
  • Lock in Period 120 Days
  • Get Profit Every 30 Days
  • Profit Rate 18%
  • Minimum $1,000,000.00
  • Maximum $2,500,000.00
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Gold

12%/ 60 Days
  • Lock in Period 90 Days
  • Get Profit Every 60 Days
  • Profit Rate 12%
  • Minimum $500,000.00
  • Maximum $5,000,000.00
FDR
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Silver

7%/ 7 Days
  • Lock in Period 30 Days
  • Get Profit Every 7 Days
  • Profit Rate 7%
  • Minimum $100,000.00
  • Maximum $500,000.00
Deposit Pension Scheme

Grow your deposit with us.

DPS
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DPS PLATINUM

$50000 /30Days
  • Interest Rate 32%
  • Installment Interval 30 Days
  • Total Installment 240
  • Deposit Amount $12,000,000.00
  • You Will Get $15,840,000.00
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DPS MAXI

$25000 /30Days
  • Interest Rate 27%
  • Installment Interval 30 Days
  • Total Installment 60
  • Deposit Amount $1,500,000.00
  • You Will Get $1,905,000.00
DPS
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DPS Mini

$5000 /30Days
  • Interest Rate 20%
  • Installment Interval 30 Days
  • Total Installment 24
  • Deposit Amount $120,000.00
  • You Will Get $144,000.00
Our Plans for Loan

We Have The Best Loan Plans

LOAN
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BAD CREDIT LOANS

10% /30 Days
  • Take Minimum $600.00
  • Take Maximum $50,000.00
  • Per Installment 10%
  • Installment Interval 30 Days
  • Total Installment 10
LOAN
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CREDIT CARD CONSOLIDATION LOANS

10% /30 Days
  • Take Minimum $600.00
  • Take Maximum $100,000.00
  • Per Installment 10%
  • Installment Interval 30 Days
  • Total Installment 10
LOAN
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PERSONAL LOANS

10% /30 Days
  • Take Minimum $3,000.00
  • Take Maximum $100,000.00
  • Per Installment 10%
  • Installment Interval 30 Days
  • Total Installment 10

Local Presence, Global Scale

Visit Our Websites From Around The World

24M

Account Holders

3B

Total Transaction

120

Total Branches

240+

Countries & Territories

My year with Miller Moore Finance has honestly been the easiest, most enjoyable banking experience and I couldn't recommend it enough.

Adam

CTO,

Miller Moore Finance offers a higher interest rate than any bank out there, so this was a no-brainer for me. It's super easy to transfer money to my account and between accounts, and was very easy to set up.

Maria

Managing Director,

so far no problems , Great company , excellent costumer service and very easy to deal with

Michel

Content Creator

I am 71 years old, and my youngest daughter told me Ally Bank, I am so glad I took her advice. Thank you.

Rhoda

Retired

FAQs

We have answers.

No. We don't accept cash deposits. However, there are several ways you can make a deposit into your account. 1. Remote check deposit with Miller Moore Finance eCheck Deposit℠ 2. Online transfers and direct deposit 3. Wire transfers and mail

There are several ways you can add money to your accounts. You can transfer money from another bank or an iCapital Finance account. We also offer MF eCheck Deposit℠ to deposit checks. You can also send a wire transfer

You can make withdrawals and transfers per statement cycle from your Online Savings Account. Federal law permits limiting certain types of withdrawals and transfers from savings accounts. There's a $10 excessive transaction fee for each transaction that exceeds this limit. However, we're temporarily refunding this fee to help those of you impacted by COVID-19.

You can withdraw money in 4 ways: Online funds transfer Outgoing wire transfer Telephone transfer Check request Federal law permits limiting certain types of withdrawals and transfers from savings accounts to a combined total of 6 per statement cycle. These limited transactions include things like Online and Mobile Banking transfers, transfers from your account to any of your accounts with us, or to a third party. There's a $10 excessive transaction fee for each transaction that exceeds this limit. However, we're temporarily refunding this fee to help those of you impacted by COVID-19. Some transactions are unlimited. For example, you can make as many deposits as you like, and you can call us any time to request a check made out to you.

Our savings account includes buckets and boosters, designed to help you organize and optimize your savings. Like digital envelopes, savings buckets help you organize whatever you're saving for without needing multiple accounts. Boosters like Surprise Savings and Round ups are money-saving tools to help you reach your goals faster. Our money market account doesn't have buckets and boosters, but does offer a debit card and checks.

No, because the two account types include different features, and utilize different ways of accessing funds. Instead, a new Money Market Account must be opened. Then, you can choose to keep both accounts, or request to close the account you no longer want.

Partners

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